A Journey to Treasury Roadmap

Welcome to the eighth edition of Journeys to Treasury (JTT), a unique collaboration between BNP Paribas, PwC, SAP and the European Association of Corporate Treasurers (EACT). Joined by some of the world's leading treasuries, we offer rich, diverse insights on the trends, challenges and priorities that are shaping best practices in treasury both today and in the future.

Navigating the ever-changing treasury landscape presents numerous challenges. Since its inception in 2016, JTT has been committed to providing essential resources and guidance to treasurers and finance professionals.

The main objective of JTT is to address current and future challenges faced by treasury teams and to provide effective solutions. The eighth edition of the report offers a comprehensive view of the treasury landscape of the future. It combines an understanding of current challenges with insights into evolving trends, advanced technological solutions, and emerging industry initiatives. Our goal is to empower treasurers to execute their missions with precision and efficiency by sharing peer practices and highlighting emerging trends in the treasury field.

The report therefore continues to represent a unique collaboration, sharing, learning and implementing best practices across the treasury profession, bringing together the distinctive insights of the four Journeys to Treasury participants: BNP Paribas, PwC, SAP and the EACT, and the companies we have invited to participate.


Journeys to Treasury 2023-24

How 2023's Top Treasury Trends will Impact 2024 and Beyond

In the current year, treasurers are focusing on key areas like cash flow forecasting, data analytics, and centralisation. Accurately predicting cash flow has become more difficult due to market volatility and uncertainty. Despite advancements in treasury technology over the past three decades, a definitive solution to this issue remains elusive.

Data analytics is a top priority for European treasurers, with senior management expecting treasury to make better use of the vast amount of data available. Additionally, centralisation and standardiSation are key concerns for treasurers in the next 12 to 24 months. This aligns with the goal of gaining a precise overview of an organisation's cash holdings through improved visibility and control mechanisms, returning to fundamental principles.

The Role of Treasury Associations

Mitigating M&A Minefields with TaaS

Managing Treasury's Regulatory Burden

Overcoming Obstacles to Frictionless Payments

Managing Bank Relationships in Turbulent Times

Celebrating Treasury's Broader Value



Past Editions


Journeys to Treasury 2022-23

Highlights of the EACT Survey 2022

Treasury Digitisation in a Post-Pandemic Era

Evaluating the Impact of Basel IV

Tackling Payment Priorities and Innovations in Treasury

A Digital Solution to the KYC Challenge?




Journeys to Treasury 2021-22

Trends in Corporate Treasury 2021-22

Digitisation in a Post-Pandemic World

Future of Digital Payments

Treasurers' Strategic D2C Role

Driving the ESG Agenda in Treasury

Covid-19 and the Future of Treasury




Journeys to Treasury 2020-21

Looking Back, Thinking Ahead

FX The Working Capital Agenda

A Success of Centralisation

Enabling the 'Treasury On-Demand'



Journeys to Treasury 2019-20

Payment and Collections

FX Risk Management

Technology Enablers

The Future Treasury



Journeys to Treasury 2018-19

New Dynamics in Liquidity Management

Talking Tax: Ready for Reform?

Inspiring the Digital Treasury

Cyber-risk and Fraud: Treasury at the Front Line



Journeys To Treasury 2017-18

Data Analytics - Big Decisions

Geopolitical Change and Regulation

Cybersecurity - Guarding Assets



Journeys To Treasury 2016-17

Continued Innovation

Anytime, Anywhere Treasury

Cybercrime and Fraud